So as we all know fertility can be very stress full and a financial hardship on couples going through any fertility situation. Well a few years back my insurance did not even cover any kind of fertility treatment. Then 2 years ago our insurance changed to where we were covered for $10,000-$15,000 for fertility treatments and 100% for diagnosis treatment. And a $5,000 cap for prescription on fertility medication. While we have been seeing Dr. Deaton we had actually never touched any of our funds with out fertility up until the last cycle when we started the shots. We had to tap into $3,500 of the medication cap. So needless to say we only had $1,500 left in our prescription cap. When we last met with Dr . Deaton we were told it was going to be $2,000-$3,500 for medication to do just one IVF cycle. So Neal and I were ok with that since we had the money to actually cover the IVF procedure with my insurance. Even though I know and trust in God that its all in His plan so we were ok with doing one round of IVF. So needless to say we mentally knew that we needed to save for our procedure. Well...
Today when we received our information to update our insurance information online. I went on there and looked at the premium changes and accepted it all and clicked ok. Then went on working as if nothing was different. My friend Erica that is obviously way more attentive then I am did the same however she read the part that said " Changes in your 2011 Benefits" She said "hey Liz did you notice the change with the infertility stuff.?" My heart literally sank and all I thought was "oh no they have decided its too expensive, they are not going to cover anything , here we go again on the roller coaster on the financial infertility ride" I said "no whats it say" Erica then printed off the hundred page document and there it was page 3 and 4. It explained what our coverage was and said "eliminated" I couldn't believe my eyes. Then page 4 went into detail and specifically said plain as day that infertility was covered at 100% for two cycles which means 2 IVF cycles and that there was no longer a $5,000 cap , that there was unlimited eligible drugs for fertility. I was shocked, stunned, amazed, felt overly blessed. So my natural reaction was I cried. Erica was so supportive and hugged me said " See Liz God is working it all out" I was so grateful for her support and also that she knew me so much that she knew deep inside I needed that peace. I first said a prayer thanking God for His many blessing and opening a door where I have prayed if this path was what He had in store that He make it possible. I then I told everyone that I was close with and text and emailed all that have been keeping up with our blessing in the making . I then called Neal he really didn't understand what the paper said but then I explained it to him and he was happy. I then called my mother and she was very very excited. I know that everyone doesn't really know everything that takes place when you go through IVF but hopefully now I have explained a little more in dept IVF.
So there we have it... Great , Good, Fantastic NEWS!!
Thank you everyone that had prayed and been involved in this journey! I am so excited about what God has in store for us! This door has been opened and Neal, myself and God are all walking through it together!
So Siked!!!
Thank you again God for answering prayers!!
Love you all!!
Elizabeth
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